Small business insurance that helps you stay open and protected
coifi-digitalo delivers tailored coverage for U.S. small businesses — employee benefits, liability, continuity planning, and custom life protection for founders.
Why small businesses choose us
We focus on practical coverage — affordable premiums, clear claims process, and modular plans that grow with your business. Fast quotes and local expertise in the United States.
- Business liability and property protection
- Employee benefits & group life
- Continuity planning and owner protection
Core solutions
Simple, modular policies designed for micro and small enterprises across retail, services, and professional practices.
Policies built with scalability in mind — switch coverage levels as your payroll and revenue change. We help you balance cost and protection.
Common scenarios & solutions
Need advice?
Our advisors guide you through claim examples and assemble a plan that matches your cashflow.
Schedule a consultPlans & illustrative pricing
Representative ranges — final quotes depend on industry, payroll, and claims history.
Client snapshot
Case study: Local bakery stays open after storm
The owner chose a Business Owner Policy with interruption coverage. After a major storm they used emergency funds from the policy to pay temporary staff and repair equipment — reducing downtime from weeks to days.
Read full case studyQuick FAQ
- How fast is a quote? — Typical turnaround within 48 hours.
- Do you serve all states? — Yes, coverage tailored for U.S. small businesses.
- Claims support? — Local advocacy to speed outcomes.
Get started
Start with an industry-focused checklist and a free 15-minute consult to outline your priorities.