Legal Disclosures & Regulatory Notices
Essential legal information about products, licensing, consumer rights and disclosures for customers in the United States.
Overview — Scope & Purpose
coifi-digitalo provides financial protection and life planning insurance solutions. This page outlines legal disclosures, licensing, consumer protections and state-specific notices required under U.S. law. It is intended to help you understand the regulatory framework and how we handle customer relationships.
- Products covered: Term life, whole life, disability income, business protection and retirement-related insurance products where permitted by state law.
- Not a tax or legal advisor: We do not provide legal or tax advice. Please consult a qualified professional for such matters.
Licensing & Regulatory Information
coifi-digitalo operates under state insurance licenses. Below are key points to help you verify our authority and report issues.
- Primary office: 455 Market St, San Francisco, CA 94105
- National contact: +1 415 298-6421
- State licensing: Our agents are licensed in multiple states. Licensing numbers vary by agent and state; request agent license information at any time.
To verify a license or file a complaint with the appropriate state insurance department, visit the department website for your state or contact us to request license details for your agent.
Consumer Rights — CCPA & Other Protections
Residents of California and other states have specific rights under state consumer privacy laws.
- California Consumer Privacy Act (CCPA): California residents may request disclosures about personal information collected, request deletion, and opt out of sale of personal information where applicable. To exercise your rights, see our Privacy page for instructions or contact us directly.
- Do Not Sell / Share: If you wish to opt out of the sale or sharing of your personal information, follow the instructions on our Privacy page.
- Consumer complaints: For unresolved complaints regarding insurance products, you may contact your state insurance department. We will cooperate with regulators and investigations as required by law.
Mandatory Disclosures & Important Notices
The following notices apply to our interactions with consumers in the United States. They include general disclaimers, privacy pointers and product-specific legal notes.
- Non-guarantee of employment: Nothing on this site guarantees the availability of specific insurance products in all states.
- Product terms: Product features, exclusions and limitations are defined in the policy contract. Always read your policy documents carefully.
- Medicare and government programs: We do not provide Medicare or Social Security legal advice. Some insurance products may affect eligibility for government benefits.
State Notices & Consumer Resources (Accordion)
How to Request Documents or File a Complaint
If you need policy documents, licensing information, or wish to file a complaint, follow these steps:
- Contact your servicing agent and request the document or clarification.
- If unresolved, email complaints@coifi-digitalo.com with supporting details and your policy number.
- If still unresolved, contact your state insurance regulator. We will provide regulatory contact information upon request.
Quick reference
| Business | coifi-digitalo |
| Phone | +1 415 298-6421 |
| coifi-digitalo.com@gmail.com | |
| Address | 455 Market St, San Francisco, CA 94105 |
Frequently Asked Legal Questions
- Will my policy be valid across states?
- Insurance product availability and specific terms vary by state; contact your agent for state-specific coverage details.
- How do I obtain agent licensing information?
- Request licensing information from your agent or write to licensing@coifi-digitalo.com. We will provide state license numbers upon request.
- What should I do if I suspect fraud?
- Report it immediately to fraud@coifi-digitalo.com and your state insurance regulator.
