About coifi-digitalo
We deliver clear financial protection and life planning solutions tailored to families and businesses across the USA. Our advisors help you secure the future with transparent guidance and practical plans.
Our mission
To empower individuals and small businesses with insurance strategies that protect income, preserve legacy, and enable confident financial decisions. We combine licensed advisors, modern planning tools, and individualized service.
- Transparent, jargon-free recommendations
- Plans tailored for life stage and business size
- Dedicated local support across the USA
Planning with clarity
We focus on goals — income protection, retirement readiness, legacy planning — and match solutions to budgets and priorities.
What we offer
A spectrum of products and advisory services designed to protect your family and business financial health.
Life Insurance & Legacy
Term and permanent solutions to secure loved ones, cover debts, and support estate planning.
Income Protection
Disability and critical illness options to protect monthly cash flow during unexpected events.
Business Continuity
Buy-sell funding, key person coverage, and group benefits for small to mid-size businesses.
Retirement & Savings
Personalized strategies for steady retirement income and tax-aware accumulation.
Quick facts
- Founded: 2018
- Advisors: Licensed CFPs and insurance specialists
- Headquarters: San Francisco, CA
- Clients served: Families & SMBs across the USA
Meet our team
A close-knit advisory team with deep experience in insurance, taxation, and retirement planning.
How we work with you
- Discover: Understand your family/business goals and risks.
- Design: Build a tailored protection plan with clear cost and outcomes.
- Implement: Assist with applications, underwriting, and coordination.
- Review: Annual check-ins to adjust coverage as life changes.
Case studies
Real scenarios showing how our plans helped clients preserve income and plan for the future.
Young family — Income protection
Provided a layered disability and term life program enabling mortgage protection and education savings continuity.
Small business — Buy-sell funding
Structured affordable buy-sell insurance and key-person coverage so owners could transition smoothly during critical events.
Metrics
| Policies placed | 4,200+ |
| Clients served | 3,100+ |
| Average response | 1 business day |
Frequently asked questions
Ready to talk?
For a complimentary consultation, reach out to our team. We're available by phone or email.